Insurance designed for businesses with flexible workers

Now your workers don’t have to worry about all the financial stress that accidents, sickness or having a baby can come with.

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It’s time to do insurance differently

Can you confidently say you protect your workers with the market-leading insurance?

Built for businesses with flexible workers

  • Usage-based insurance - no expensive, fixed annual tariffs
  • Easily add and remove workers’ cover through our partner portal
  • Boost productivity with tiered cover that increases with worker engagement

Trusted insurance, redesigned

  • Designed in-house by world-leading insurance experts
  • Supports all worker groups while minimising reclassification risk
  • Backed by market-leading insurers

Lightning-fast claims

  • Intuitive app and digital claims experience
  • No long, boring forms to complete - claim in under 4 minutes online
  • Rapid response times, real-time status updates and claims paid in days
Provide a safety net for your workers
Innovative insurance designed to meet the changing needs to the flexible economy.
Accident & Sickness Insurance
Financial support for workers if they can’t work due to illness or an accident.
Accidental Death & Disablement Insurance
A lump sum payment for workers and their families if they become permanently disabled or pass away due to an accident.
Compassionate & Family Leave
A lump sum payment for workers to celebrate the arrival of a new baby, or when they need to take time off to cope with the loss of a loved one.
Public Liability Insurance
Up to £5M protection for workers (and your business) if they have an accident and something gets damaged, or someone gets hurt.
“Collective truly has an innovative insurance product fit for flexible workers.  It not only solves the real gap in cover by providing meaningful insurance protections, but they also have built an elite team with a vision that will finally address the needs of millions of independent workers.”
Head of Insurance & Risk Management at Wolt
What our members say about us
We protect over 250,000 workers in 32 countries.
Get started today
Chat to our team about how Collective Benefits can protect your workers and support your growth ambitions.